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Protect Against Unexpected Expenses

Insurance products designed to fit your needs and budget

Unexpected bills can be a burden for anyone, so having insurance to defray some of those costs can put you in a much better spot. If you want to help safeguard your wallet against high medical and dental expenses, situations that arise while traveling, or if you want to help make sure your loved ones are taken care of in the future, consider these plans that are available to you.

Click the buttons below to learn more about each product.

Call to speak with a representative about any of these insurance products.

1-844-620-4814

Product design and availability vary by state. All products are individual market coverage and require separate applications and premium payments. Separate policies or certificates are issued.

Golden Rule Insurance Company is the underwriter and administrator of Accident Pro Series, Critical Illness, and Term Life SafeGuard plans. Golden Rule Insurance Company is the underwriter, and Dental Benefit Providers, Inc., is the administrator of Dental plans. SafeTrip Insurance Products are underwritten by U.S. Fire Insurance Company and the Crum & Forster Segregated Portfolio Company (SPC), which are not related to UnitedHealth Group, Inc. or the UnitedHealthcare family of companies. Non-insurance travel assistance services may be provided by or through UnitedHealth Group entities, operating under the UnitedHealthcare Global brand.

© 2019 United HealthCare Services, Inc.
45877w-X-1019

Dental Insurance

Keep smiling. We’ve got you covered

Dental insurance from Golden Rule Insurance Company provides coverage for many of the most common dental services, from routine cleanings to root canals.

  • Preventive care covered with no waiting periods or deductible
  • No maximum age limit; some plans designed specifically for seniors
  • Nationwide network of more than 85,000 dental offices1
  • Option to add vision insurance for an additional premium in most states

Call to find out what dental plans are available in your state!

1-844-620-4814

1 UnitedHealth Group Annual Form 10-K for year ended 12/31/17.

Product design and availability vary by state. All products are individual market coverage and require separate applications and premium payments. Separate policies or certificates are issued.

Golden Rule Insurance Company is the underwriter and administrator of Accident Pro Series, Critical Illness, and Term Life SafeGuard plans. Golden Rule Insurance Company is the underwriter, and Dental Benefit Providers, Inc., is the administrator of Dental plans. SafeTrip Insurance Products are underwritten by U.S. Fire Insurance Company and the Crum & Forster Segregated Portfolio Company (SPC), which are not related to UnitedHealth Group, Inc. or the UnitedHealthcare family of companies. Non-insurance travel assistance services may be provided by or through UnitedHealth Group entities, operating under the UnitedHealthcare Global brand.

© 2019 United HealthCare Services, Inc.
45877w-X-1019

Accident Insurance

Be prepared for the unexpected

No matter how careful you are, accidents can still happen. Accident insurance from Golden Rule Insurance Company can help keep your budget balanced even when you get knocked down.

  • Receive a lump sum payment for eligible expenses related to accidental injury
  • Benefits paid regardless of other insurance coverage
  • Some plans combine accident insurance with critical illness coverage, AD&D coverage, and a benefit for illness-related hospital admission
  • No networks, so you can choose where to get care

Think an Accident plan is right for you? Call to discuss your options.

1-844-620-4814

Product design and availability vary by state. All products are individual market coverage and require separate applications and premium payments. Separate policies or certificates are issued.

Golden Rule Insurance Company is the underwriter and administrator of Accident Pro Series, Critical Illness, and Term Life SafeGuard plans. Golden Rule Insurance Company is the underwriter, and Dental Benefit Providers, Inc., is the administrator of Dental plans. SafeTrip Insurance Products are underwritten by U.S. Fire Insurance Company and the Crum & Forster Segregated Portfolio Company (SPC), which are not related to UnitedHealth Group, Inc. or the UnitedHealthcare family of companies. Non-insurance travel assistance services may be provided by or through UnitedHealth Group entities, operating under the UnitedHealthcare Global brand.

© 2019 United HealthCare Services, Inc.
45877w-X-1019

Critical Illness Insurance

Lessen the impact of lost wages

What if you got sick and were unable to work? Would your family be able to get by without your income? Critical Illness insurance from Golden Rule Insurance Company can be the rainy day fund to help get you through.

  • Cash benefit paid directly to you for a qualifying illness
  • Use money for bills, living expenses, out-of-pocket medical costs – whatever you need
  • Benefits paid for heart attack, stroke, cancer, paralysis, coma, and more
  • Variety of maximum lifetime benefit amounts to choose from

Call today to find out more about Critical Illness insurance.

1-844-620-4814

Product design and availability vary by state. All products are individual market coverage and require separate applications and premium payments. Separate policies or certificates are issued.

Golden Rule Insurance Company is the underwriter and administrator of Accident Pro Series, Critical Illness, and Term Life SafeGuard plans. Golden Rule Insurance Company is the underwriter, and Dental Benefit Providers, Inc., is the administrator of Dental plans. SafeTrip Insurance Products are underwritten by U.S. Fire Insurance Company and the Crum & Forster Segregated Portfolio Company (SPC), which are not related to UnitedHealth Group, Inc. or the UnitedHealthcare family of companies. Non-insurance travel assistance services may be provided by or through UnitedHealth Group entities, operating under the UnitedHealthcare Global brand.

© 2019 United HealthCare Services, Inc.
45877w-X-1019

Term Life Insurance

Provide for your loved ones after you’re gone

It’s something no one likes to think about, but planning for what happens when you die is an important part of taking care of your family. Term Life insurance from Golden Rule Insurance Company can provide some financial stability in a time of turmoil.

  • Choice of term length and benefit amount
  • Lump sum benefit paid to your beneficiary in the event of your death
  • Renewable up to age 75
  • Optional Critical Illness benefit available for an additional premium

Call to request a brochure and learn more about Term Life insurance.

1-844-620-4814

Product design and availability vary by state. All products are individual market coverage and require separate applications and premium payments. Separate policies or certificates are issued.

Golden Rule Insurance Company is the underwriter and administrator of Accident Pro Series, Critical Illness, and Term Life SafeGuard plans. Golden Rule Insurance Company is the underwriter, and Dental Benefit Providers, Inc., is the administrator of Dental plans. SafeTrip Insurance Products are underwritten by U.S. Fire Insurance Company and the Crum & Forster Segregated Portfolio Company (SPC), which are not related to UnitedHealth Group, Inc. or the UnitedHealthcare family of companies. Non-insurance travel assistance services may be provided by or through UnitedHealth Group entities, operating under the UnitedHealthcare Global brand.

© 2019 United HealthCare Services, Inc.
45877w-X-1019

SafeTrip Travel Protection

Travel the world with confidence

Did you know that many health insurance policies that cover you in the U.S. don’t apply when you’re traveling out of the country? If a foreign adventure is in your future, consider making SafeTrip Travel Protection from UnitedHealthcare Global a part of your plans.

  • Help with medical bills if you’re sick or injured while abroad
  • Compensation if your luggage is lost or delayed
  • Help to bring you or your kids home safely if injury or illness cuts your trip short
  • Options for traveling once, traveling often, or traveling with a group

Call to discuss a SafeTrip plan before you book your next trip.

1-800-586-0739

Product design and availability vary by state. All products are individual market coverage and require separate applications and premium payments. Separate policies or certificates are issued.

Golden Rule Insurance Company is the underwriter and administrator of Accident Pro Series, Critical Illness, and Term Life SafeGuard plans. Golden Rule Insurance Company is the underwriter, and Dental Benefit Providers, Inc., is the administrator of Dental plans. SafeTrip Insurance Products are underwritten by U.S. Fire Insurance Company and the Crum & Forster Segregated Portfolio Company (SPC), which are not related to UnitedHealth Group, Inc. or the UnitedHealthcare family of companies. Non-insurance travel assistance services may be provided by or through UnitedHealth Group entities, operating under the UnitedHealthcare Global brand.

© 2019 United HealthCare Services, Inc.
45877w-X-1019